Employee Benefits

Health Insurance Benefits

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The Town of West Bridgewater is pleased to offer an array of health insurance options designed to meet the needs of our benefit eligible employees. To do so, we are a member of an insurance joint purchasing group called Mayflower Municipal Health Group ( MMHG ). 

Through MMHG, employees can choose a plan from Blue Cross Blue Shield of Massachusetts or from Harvard Pilgrim Health Care. We offer a total of six active/early retirement plans and a Medicare supplemental plan for our retirees who are age 65 or over.

Although both BCBS and Harvard Pilgrim offer competitive policies, there are subtle differences between the benefits they provide. To help you see exactly what those differences are, we developed a comparison chart for both the HMO and the PPO options:

                          HMO Comparison of Benefit Chart FY2019: July 1, 2018 - June 30, 2019
                           PPO Comparison of Benefit Chart FY2019: July 1, 2018 - June 30, 2019
 
All benefit eligible employees have three opportunities to elect health coverage:

  1. Prior to the end of your month of hire (new employees only)
  2. During our Annual Open Enrollment Period
  3. Due to a Qualifying Event
For more information concerning qualifying events please refer to page five of the MMHG Employee/Employer Requirements and Acknowledgement booklet.